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Credit Cards

Depending on how you will be using your credit card, your best deal may be either a rebate card or a low rate card. Most folks will do best if they have, at least, one of each.

I recommend that folks place their low rate card in a safe or safety deposit box. Use the rebate card for all your purchases, recording the amounts(maybe in red) in your checkbook so you don't overspend yourself, and pay it off in full each month (preferably with an automatic draft from your checking account so you don't have to worry about late fees or losing interest by having it in before it is due.)


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